We found out last night that AmeriPlan is continuing their promotion until October 31st. Only $25.00 to start a home business with AmeriPlan! This is great news for those who just started in the business- it gives them an opportunity to get out there and really generate some business! And for those who just didn't feel it was the right timing last month- here's another chance to start a home business for mere pennies!
Michael & Janie Jones and I at the Journey to Freedom event in February
I just ran into the above pic while looking for another one. The amazing Janie Jones is the leader of the Freedom at Home Team. This woman leads one of the fastest growing teams in AmeriPlan. I was definately blessed the day God placed that home business magazine in my hands and showed me Janie and Michael's story. There was no doubt in my mind that AmeriPlan was onto something.
Check out the following article that was in The Syracuse Post Standard on August 18th. This just reaffirmed in my mind that AmeriPlan is a needed service! See if you don't agree!
Some skimp on health in hard times
Monday, August 18, 2008
By James T. Mulder Staff writer
The economic downturn has some Central New Yorkers skimping on their health care.
Allen Krassenbaum, a pharmacist at Kmart in DeWitt, said he's seeing more and more customers forgoing prescription drugs because of the cost. "They come in, they get a price and they say, 'Forget it,' " he said.
Some people are putting off doctor visits, especially those with high-deductible insurance plans that don't provide coverage until the patient has spent as much as $2,000 out of pocket on medical bills, according to Fred LeTourneau, CEO of CNY Family Care, an East Syracuse medical group.
"I feel bad for patients who are getting whacked from all sides now," LeTourneau said.
A national survey released this week revealed many Americans are cutting back on medical care to save money. The survey, by the National Association of Insurance Commissioners, found 22 percent of 686 U.S. consumers polled in July said they curtailed doctor visits because of economic conditions. Eleven percent also said they had reduced the number of prescriptions or the dosage of those medications to make the drugs last longer. About 90 percent of those surveyed said they had health insurance.
Some area doctors and pharmacists said they see evidence of that.
Dr. Rose Wolbrink, who is part of a family medicine practice associated with SUNY Upstate Medical University, said one of her elderly patients recently ended up in a hospital emergency room in the middle of the night because she had stopped taking her blood pressure medicine.
"She couldn't afford the co-payment, so she was taking them every other day and she ran out," Wolbrink said.
Gerry Levy, owner of Leader Kress Drugs, said patients should not stop taking prescription medications without talking first to their doctor or a pharmacist. "It could lead to dangerous swings in blood pressure or blood glucose levels," he said.
Patient affordability issues are not new, but they are being aggravated by the economic downturn, said Dr. Andrea Manyon, chairperson of family medicine at Upstate.
Patients have been seeing out-of-pocket medical costs rise for several years as insurers have gradually increased co-payments for some medications and more employers have shifted workers into high-deductible insurance plans. Now consumers are also grappling with rising prices for gas, food and other items.
The economic pressure is expected to get worse this winter when consumers see sharp increases in home heating bills. "There will be a tug of war for people's personal finances," said Joanne Spoto Decker, director of community service programs at the Onondaga County Department of Aging and Youth.
At particularly high risk are seniors who land in the Medicare prescription drug "doughnut hole." This is the gap in coverage that begins for some seniors after their annual drug costs reach $2,510. The patient then must pay the next $3,216 in drug costs out of pocket before coverage resumes.
Her department advises people in the doughnut hole to consider buying low-cost generics, ask doctors for samples and obtain prescription drug discount cards.
Krassenbaum, of Kmart, said he had customers, a husband and wife, who alternated taking medicine on odd and even days to save money.
"It's a sad state in this country that things have gone to this level," Krassenbaum said.
James T. Mulder can be reached at 470-2245 or firstname.lastname@example.org.
© 2008 The Post-Standard. Used with permission.
Copyright 2008 syracuse.com. All Rights Reserved.
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